Last Updated: October 2025
By accessing thecapitalvault.com or purchasing any program from The Capital Vault, you agree to the following terms:
You must be at least 18 years old and legally capable of entering a binding agreement.
The Capital Vault provides credit transformation consulting, educational materials, and funding preparation services. We are not a bank, lender, or credit bureau and do not issue credit directly.
Our programs require client participation—including submitting accurate credit reports and following assigned steps. Results depend on:
All payments are processed securely.
"Delete It or Don't Pay" Guarantee: If no negative item is removed within 6 months of full participation, a 100% refund will be issued upon request.
Refund requests must be submitted in writing to support@thecapitalvault.com within 30 days of program completion.
All content, logos, text, graphics, and systems are property of The Capital Vault and may not be copied or reproduced without written permission.
We are not liable for any indirect, incidental, or consequential damages resulting from the use of our website or services.
Important: We make no guarantee of specific credit scores or funding amounts—individual results vary.
These terms are governed by the laws of the State of Texas, without regard to conflict of law principles.
For support or legal inquiries:
Mon–Fri · 9am–6pm CST